Staff Backend Engineer - NIRA

JOIN THE TILT TEAM At Tilt, we see a side of people that traditional lenders miss. Our mobile-first products and machine learning-powered credit models look beyond credit scores, using over 250 real-time financial signals to recognize real potential. With millions of customers worldwide, we're not just changing how people access financial products — we're creating a new credit system that backs the working, whatever they're working toward. THE OPPORTUNITY: STAFF BACKEND ENGINEER - NIRA Location: Bangalore (Hybrid) As a Staff Backend Engineer on NIRA, you'll play a pivotal role in shaping the technical direction of a critical domain within our credit platform. You'll lead a complex product area end-to-end, from strategy through execution, while working closely with our Principal Engineer, GM, and cross-functional partners across NIRA, Cashalo, and our US teams. HOW YOU'LL MAKE AN IMPACT - Own a domain: Lead strategy, design, and delivery for a core part of NIRA's platform. - Set technical direction: Spot strategic needs and surface risks before they become problems. - Drive complex initiatives: Take large, high-stakes projects from design to ship. - Champion AI-native engineering: Push adoption of tools like Claude, Cursor, and Augment across the team. - Mentor engineers: Level up engineers up to Senior, and raise the technical bar in Bangalore. - Lead incidents: Own SEV1 and l...