Data Scientist

Earnest empowers ambitious professionals to make confident financial decisions and build the life they envision. Earnies are committed to helping borrowers move forward with confidence by offering smarter borrowing options with a clearer path to taking control of their debt. If you’re as passionate as we are about our mission, read more below, and let’s build something great together. Title: Data Scientist Duties: The Data Scientist at Earnest LLC in Oakland, CA will guide product recommendations and model development, and communicate analyses and insights to the Data team and broader organization. Develop and maintain predictive machine learning (ML) models to assess potential risks and opportunities across Earnest’s lending products, contributing to the enhancement of risk and marketing assessment procedures. Participate in the end-to-end ML pipeline, spanning from data collection to model deployment. This includes collaborating with data and infrastructure engineers to automate training and monitoring using BI tools and writing ETL pipelines to source data for model training from various sources such as Earnest or Navient data warehouses, production databases, third-party providers, and publicly available datasets. Conduct experimentation and execute causal inference analyses on pricing, marketing, and product models to optimize product conversion rates. Write code for in...