Payments Counsel

THE ROLE & IMPACT As a critical connector within our legal and compliance functions, you will support Xero’s Payments business in executing its global strategy. You will play a pivotal role in shaping the future of our financial services by developing regulatory guardrails for new payment participation models, ranging from alternative payment methods to embedded finance. Your expertise will directly guide product innovation, providing practical, hands-on legal advice from the very first sketch of a new design. By ensuring our teams have a deep understanding of their regulatory obligations, you contribute to Xero’s vision of being the most insightful and trusted small business platform. THE TEAM & HOW THEY CONNECT You will work closely with the Senior Payments Counsel and the Senior Manager for Payments Risk & Compliance in a highly collaborative environment. Your day-to-day involves connecting with diverse cross-functional groups, including Product, Engineering, Marketing, and Privacy teams, to ensure financial crime considerations are built into the fabric of our products. INITIALLY, YOU WILL FOCUS ON - Supporting the development and extension of payments capabilities across Australia, the US, and the UK. - Acting as the go-to regulatory advisor for Product and Tech teams regarding AFSL obligations, AML, and risk management processes. - Providing expert legal guidance and smar