Credit Risk Manager

As Marqeta’s Credit Risk Manager you will lead credit underwriting and account management for our SMB and commercial card programs, helping us launch and scale credit offerings for small, mid-market, and commercial businesses. You will drive innovation to establish best in class credit strategies in partnership with internal stakeholders and external bank partners and customers. You will create something unique in the embedded credit space: a marketplace that enables fintech apps, wallets, and merchants to offer credit products at scale. Embedded within finance, this role will support Marqeta’s evolving managed credit card programs by owning manual underwriting, account management, spend controls, line management, and portfolio monitoring for SMB and commercial customers, in partnership with cross functional execution teams across product, engineering, sales, operations and other functional areas. We work Flexible First . This role can be performed remotely in the United States, only in one of our Premium or National locations, which you can review here . This position is for an existing vacancy. The Impact You’ll Have Credit Strategy & Policy Own end-to-end manual underwriting for new SMB and commercial card customers, using both bureau data and cash flow analysis to make credit decisions Build, review, and refine SMB and commercial credit card risk origination strategies, inc